Coverage Considerations in a SARS-CoV-2/COVID-19 World
Senior associate Eric Brenneman, along with a distinguished national panel of insurance coverage attorneys, recently discussed “Coverage Considerations in a SARS-CoV-2/COVID-19 World.” The topics included:
The characteristics of the SARS-CoV-2 virus and the COVID-19 disease as gleaned from science and medical articles and publications;
Perspectives on lessons learned to date from the initial onslaught of first-party business interruption litigation testing whether “stay-at-home” orders present a viable claim for direct loss of or damage to covered property;
Observations on state and federal legislative initiatives in light of the pandemic coverage issues; and Third-party coverage issues implicated by the pandemic, including how past liability cases involving viruses and other diseases shape the analysis for SARS-CoV-2, application of pollution exclusions, and implications for extent of coverage available depending on how multiple occurrences are analyzed.
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