Bad faith claim following Oakland Hills fire which totally destroyed plaintiffs’ hillside residence. Plaintiffs were paid $320,000 but after discovering that plaintiffs had lied about their living expense claim, defendant denied further payments.
| Demand | $1,098,000 in repair costs plus “millions” in punitive damages, plus $185,000 on contents, plus $432,000 for six years loss of use. |
| Offer | Allow plaintiffs to keep all benefits paid plus an additional $400,000. |
| Verdict | DEFENSE |
| Insurer | Colonial Penn |